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Business Account AI-native business account for stablecoin-enabled businesses
Learn more
Cards

Stablecoin-enabled credit cards

Expense Management

Control & manage business spend

Bill Pay

Pay globally in fiat using stablecoins

Business Account API

Programmatic spend management

Business Account MCP

Agentic spend management

Embedded Finance Launch branded financial products on Reap's infrastructure. One API integration.
Learn more
Cards
Card Issuing

Launch branded crypto cards

Agentic

Issue cards that agents can use

Sentry

Risk management for your cards

Rewards

Premium card perks for your cardholders

Virtual Assets

Let your users spend crypto on cards

Money Movement
Payments

Let your users pay globally with stablecoins

Collections

Let your users collect payments

On-Ramp

Let your users convert fiat into stablecoins

Off-Ramp

Let your users convert stablecoins to fiat

compliance
KYC

Identity verification for your retail cards

KYB

Business verification for your corporate cards

One stack, business account or embedded finance.See pricing
Built for
Advertising Spend Solutions Fiat rails and card spend on top of your balances Neobanks & Fintechs Launch cards and payouts without a new licence stack
Card Issuing
Documentation Full Card Issuing API guide API Reference Access endpoints Changelog Track the latest updates Quick Start Guide Simulate key card workflows Sandbox Test your card issuing flow

Business Account

Business Account API

Programmatic spend management

Payments Payments - Talk to us Contact us to access the documents
Media Latest news on ReapCareers Join the teamEvents Latest events with ReapBlogs Industry insights, product updates, customer stories and morePricing Pricing options for business of every scaleSupport Center Your questions, answeredChannel Partnership Partner with Reap
About UsProducts
Business Account AI-native business account for stablecoin-enabled businesses
Learn more
Cards

Stablecoin-enabled credit cards

Expense Management

Control & manage business spend

Bill Pay

Pay globally in fiat using stablecoins

Business Account API

Programmatic spend management

Business Account MCP

Agentic spend management

Embedded Finance Launch branded financial products on Reap's infrastructure. One API integration.
Learn more
Cards
Card Issuing

Launch branded crypto cards

Agentic

Issue cards that agents can use

Sentry

Risk management for your cards

Rewards

Premium card perks for your cardholders

Virtual Assets

Let your users spend crypto on cards

Money Movement
Payments

Let your users pay globally with stablecoins

Collections

Let your users collect payments

On-Ramp

Let your users convert fiat into stablecoins

Off-Ramp

Let your users convert stablecoins to fiat

COMPLIANCE
KYC

Identity verification for your retail cards

KYB

Business verification for your corporate cards

Use Cases
Advertising SpendFiat rails and card spend on top of your balances Neobanks & FintechsLaunch cards and payouts without a new licence stack
Developers
Card Issuing DocumentationFull Card Issuing API guide API ReferenceAccess endpoints ChangelogTrack the latest updates Quick Start GuideSimulate key card workflows SandboxTest your card issuing flow

Business Account

Business Account API

Programmatic spend management

Payments Payments - Talk to usContact us to access the documents
Resources
Media Latest news on ReapCareers Join the teamEvents Latest events with ReapBlogs Industry insights, product updates, customer stories and morePricing Pricing options for business of every scaleSupport Center Your questions, answeredChannel Partnership Partner with Reap
Talk to usLogin
ResourcesINFOBlogsProduct Update

Product Update

Product
4
min read

Reap Business Account Product Update - October 2026

October 2026 in Business Account: an MCP server for Claude Code and Codex, funding instructions and deposit history in the API, and more.
Product
5
min read

Introducing the Reap Business Account MCP

Learn how the Reap Business Account MCP lets Claude Code or Codex run expense management, issue corporate cards and pull treasury data with your API key.
Product
3
min read

Reap Embedded Finance Product Update - Oct 2026

Reap's October Embedded Finance update: employee cards issued under one company verification, disputes for Mexico programs, and new dashboard tools.
Product
3
min read

Reap Business Account Product Update - September 2026

September on Reap Business Account: categories for new Reap Card transactions, card activity and balances in the API, and shared recipients.
Product
2
min read

Reap Card Transactions Now Get Their Own Categories

Reap Card transactions are now categorized by merchant code, not by the card's label. 24 categories built for card spend, manual overrides, and a separate Card category field.
Reap Business Account product update August 2026 banner
Product
2
min read

Reap Business Account Product Update - August 2026

August 2026 update: Reap Business Account adds a USD payment corridor to China and early beta access to a Business Account API for programmatic card creation.
Product
2
min read

Reap Embedded Finance Product Update - Aug 2026

Explore the Reap API's August update: a new Dispute API, card block/unblock endpoints, fiat deposit funding, safer crypto deposits, and smoother async KYC.
Product
3
min read

Reap Business Account Product Update - July 2026

Reap Business Account adds expense categories to Payments, automatic card repayment from collateral, and redesigned transaction tables for faster monthly review in our July 2026 update.
Product
2
min read

Card and Payment Tables, Redesigned for Faster Review

Reap Direct's Card Transactions table adds category editing and receipt tracking, while Payments now shows categories at a glance, speeding up expense review.
Product
3
min read

Embedded Finance - June 2026 Update

Product
2
min read

Autopay for Reap Cards: Your Statement Balance, Repaid Automatically

Reap Card Autopay automatically repays your statement balance from your highest-value collateral (USDC, USDT, or Fiat) within 24 hours. On by default for all users with collateral deposits.
Product
2
min read

Reap Pay Expense Categories: A Faster Way to Tag Payments

Reap Pay's new business expense categories and memo field move tagging into the payment flow, replacing spreadsheet exports with a general-ledger-ready CSV.
Product
2
min read

Reap Direct Product Update - June 2026

Reap Direct's June 2026 update brings mobile approvals, self-serve USD/HKD collateral repayments, and sharper card permission controls. See what's new.
Product
4
min read

Reap Direct Product Update - May 2026

Reap Direct gets a full rebuild in May 2026: 10x faster dashboard, redesigned mobile app, more accurate stablecoin payment times, faster exports and more.
Company
5
min read

How We Rebuilt Reap Direct in 1 Week

We flew our entire technical team to Hong Kong with one goal: rebuild Reap Direct from scratch in a week. No hand-written code — every line was AI-generated. Here's how we did it, what we learned, and what it means for how we build going forward.
Product
10
min read

Meet the New Reap Direct: Everything You Do, Now Faster & Easier

Reap Direct has been rebuilt from the ground up. 10x faster loading, a cleaner design, dark mode, and a completely overhauled experience across treasury, cards, payments, and team management. Here's everything that's new.
Mobile app screen displaying Reap logo and black card with blue and purple stripes, get started button below.
Product
2
min read

Reap Mobile App: One Screen for All Your Cards and Transactions

The Reap Mobile App redesigned: Switch cards, check transaction statuses, and see foreign currency amounts instantly all on one screen.
April 2026 product update for card issuing showing a phone screen with transaction details.
Product
2
min read

Card Issuing Product Update - April 2026

Reap CaaS updates for April 2026: managed card restocks, GET and DELETE webhook endpoints, and mandatory ZONE validation for shipments to five markets.
Dashboard showing Q1 2026 product update for card issuing with transaction status and bar chart.
Product
8
min read

Card Issuing Product Update - Q1 2026 Round Up

Card Issuing Q1 2026 Round Up Release Notes: UKYC for eligible clients, inventory fields in GET /card-design, and live AML monitoring for card transactions.
Reap product update March 2026 with approval request email and Reap card image on mint background.
Product
4
min read

Reap Direct Product Update - March 2026

March 2026 updates to Reap Direct: approval email notifications, smoother mobile card management, smarter Reap Pay setup, and reliability fixes.
Product
3
min read

Approval Email Notifications Are Now Live on Reap Direct

Approvers now receive automatic email notifications the moment a card request or bill payment needs their attention in Reap Direct.
REAP dashboard showing balances with USD 1,000,000 collateral and a button to top up collateral.
Product
2
min read

What's New At Reap: Updated Reap Card Issuing Dashboard

Managing your card program just got easier. Discover Reap's New Card Issuing dashboard built for clearer operations and faster team workflows
February 2026 product update for Reap Direct with app loading screen and card on receipt background.
Product
2
min read

Reap Direct Product Update - February 2026

February 2026 Reap Direct Product Updates: smarter Reap Pay setup, faster mobile app, native receipt camera & more fixes across Reap Cards and Reap Pay.
Product
3
min read

Reap Card Statements, Redesigned for Audit-Ready Reconciliation

Reap Card reconciliation just got easier. Track collateral deposits, credit limit changes & spend in one audit-ready statement.
Product update January 2026 with Reap Direct, virtual card expiry date 01/01/2029, and deposit transaction details.
Product
3
min read

Reap Direct Product Update - January 2026

January 2026 product updates: ACH payments for US recipients, redesigned Card statements, smoother stablecoin payments, and more.
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NEW: Now supporting stablecoin card programs across 100+ markets Learn more