Reap Card transactions are now categorized by merchant code, not by the card's label. 24 categories built for card spend, manual overrides, and a separate Card category field.
Neobank FX spreads range from ~2% to near mid-market, and the card-issuing stack decides which. Here's the anatomy, where margin leaks, and how to fix it.
Payment risk management for card issuers is mostly operational risk, and mostly fraud inside that. What it covers and what it takes to run it in-house.
Neobank FX spreads range from ~2% to near mid-market, and the card-issuing stack decides which. Here's the anatomy, where margin leaks, and how to fix it.
Payment risk management for card issuers is mostly operational risk, and mostly fraud inside that. What it covers and what it takes to run it in-house.
Reap Card transactions are now categorized by merchant code, not by the card's label. 24 categories built for card spend, manual overrides, and a separate Card category field.
August 2026 update: Reap Business Account adds a USD payment corridor to China and early beta access to a Business Account API for programmatic card creation.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
This website uses cookies to improve performance, enhance your browsing experience, and provide personalized content. Some cookies are essential, while others help us understand how you use the site and allow us to deliver relevant content.By clicking “Accept”, you agree to the use of all cookies.
This website and the services described herein are not directed at persons in Singapore. Nothing contained on this website constitutes an offer, solicitation or invitation to provide regulated products & services in Singapore.