The ultimate stablecoin-powered corporate card. Spend in fiat like you're used to. Settle in stablecoins like you've always wanted. Issued by Reap, a Visa Principal Member in Hong Kong and Mexico.

Get started Still unsure? Talk to us

MOBILE-ENABLED

Spend your stablecoins or fiat. Your choice.

No conversions. No compromise. Choose the currency that works best for your business. This isn't a workaround. It's the way it should've always worked.

Use globally accepted USD or HKD Visa corporate credit cards for fiat spending

Repay in stablecoins or fiat — your choice, every month

Skip the off-ramp friction — and the fees that come with it

scalable

Built for distributed teams.
‍Ready to scale.

No bank account?
No problem.

Set up your card with stablecoins—no traditional banking needed.

Start spending within
72 hours.

Verify your account and activate your cards in less than 72 hours. Move fast, without red tape.

Unlimited cards.
Zero bottlenecks.

Issue as many cards as you want, virtual or physical. Customize spend limits.

SPEND CONTROL

Take full charge of your business spend.

EXPLORE EXPENSE MANAGEMENT Still unsure? Talk to us

Control every type of spend, at any level.

Set budgets by day, month, or year—by project, team member, or event.

Customize every card

Create cards for travel, campaigns, subscriptions, or one-off use.

Finance policies enforced by design, not just trust.

Control how, where, and when each card is used—down to merchant type, location, or time of day.

Easy access

Smarter spending, on the go

A full finance dashboard, plus a mobile app to match.

Manage spend on the go with real-time notifications, card controls, and instant receipt uploads—right from your phone.

Pay with your phone.

With your mobile wallet.

Cash when you need it.

Yes, your corporate cards work at ATMs. For when cash is king.

secure

Next-gen security. Built in.

Every card you put into the world carries the risk of fraudulent spend, and with it financial loss, cardholder disputes, blocked cards, and erosion of trust in your product. Breach Visa's monitoring thresholds and you face audits, penalty fees, and lost dispute rights.

What running a card program safely requires

Advanced risk monitoring

Chainalysis-powered checks on all digital currency payments and collateral.

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Real-time fraud prevention

2FA logins, 3D Secure, Visa Risk Manager, and Featurespace enabled.

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Full control at your fingertips

Instantly freeze, replace and update cards via dashboard or mobile app.

I feel more confident with Reap’s corporate cards compared to our prior setup. I have a greater level of spending control.

Charles Grenier-Green, Travala

How it works

Get started in 3 steps

START A FREE ACCOUNT

Sign up on Reap Business Account

Verify your business.

Collateralize your account

Transfer USDC, USDT, or fiat. Get instant credit, 1:1.

Start spending

Issue cards, set limits, and start spending.

FAQ

Questions we get often.

+01

Are these credit, debit, or prepaid cards?

Reap Cards are Visa secured corporate credit cards, issued directly by Reap as a Visa Principal Member in Hong Kong and Mexico, backed 1:1 by collateral. Unlike prepaid or debit cards, they offer superior acceptance and clearance rates.

+02

How are the cards priced?

Both physical and virtual cards and free of charge with no annual fees. More details on card pricing.

+03

Can I use my card at ATMs?

Yes, cash withdrawals are supported where Visa is accepted. Cash withdrawals are subject daily/monthly limits.

+04

What currencies are supported?

USD or HKD-denominated cards are available. USDC and USDT are supported for repayments with stablecoins via Ethereum, Polygon, Solana, and TRON.

+09

What's coming next?