Reap Rewards, an API-enabled benefits layer for card programs. Bundle premium perks, starting with airport lounge access across 1,800+ Priority Pass lounges worldwide.

Talk to our team See how it works

1,800+

Airport lounges via Priority Pass

1–2 days

To go live after commercial alignment

Global

No geographic restrictions on pass issuance

Zero friction

QR entry — no card swipe, no portal sign-up

Visa Principal Issuer

Hong Kong and Mexico. Credit BINs.

2x+ lower

Fraud loss rate than industry benchmarks

WHY BENEFITS MATTER NOW

Your card program can win on
more than rate - with Reap

As the cards ecosystem saturates, benefits are what keep a card top-of-wallet. Losing on benefits means losing the spend.

Why most programs don't build this themselves

Negotiating network access takes scale.

Lounge networks, insurance bundles, and merchant catalogues are priced for volume most individual programs can't reach alone.

Going direct is expensive.

A card network's own lounge program can mean a $250K+ integration fee, markup on per-lounge pricing, and a procurement cycle measured in months.

Fulfillment is its own build.

Inventory management, redemption tracking, and per-cardholder attribution are invisible work until they break.

The catalogue keeps growing.

Cashback, merchant offers, travel perks — building each one separately means repeating this cost every time.

How it works

One API.
Premium benefits.

Reap gives you a turnkey loyalty layer that plugs into any card program — via API, at a fraction of what it costs to go direct. Keep full control of the experience; Reap handles inventory, network access, and settlement.

Fund your deposit

Deposit any amount. No minimum commitment, no plan inventory to pre-build. Top up and draw down as you assign passes.

Assign passes via API

Call Reap's rewards API to assign a lounge pass to any Reap card ID. Cost is deducted from your deposit automatically.

Receive QR data

Reap returns the data for a unique QR code per pass. You decide delivery — in-app, push, email.

Cardholder scans at the lounge

No registration or card swipe.s Instant entry to any of 1,800+ Priority Pass lounges.

Why Reap

The same network behind Amex Platinum and Chase Sapphire — now yours too.

Web2 parity for Web3 programs

The same Priority Pass network that powers every premium bank card in the world, now accessible through your stack.

API-first, zero integration overhead

Three endpoints — purchase inventory, enable on card, check status. A motivated engineering team can go live in 1–2 days.

Economies-of-scale pricing

Reap aggregates demand across its client base to access Priority Pass at rates individual programs can't reach alone without the $250K+ integration fee or markup of going direct.

One integration, a growing catalogue

Lounge access is the first capability live on Reap Rewards. Cashback, merchant offers, and more benefits ship on the same API and deposit model, no reintegration needed.

You keep the cardholder relationship

Reap provides inventory and the API. You decide how passes are earned, sold, or gifted, and you own delivery, attribution, and timing.

scalable

Four ways to put rewards to work

Talk to us

Drive user acquisition

Lead with a premium perk at sign-up. One tangible benefit — "sign up, get lounge access" — changes the decision for a prospect comparing you to another card.

Increase spend volume

Tie lounge passes to spend milestones or high-value merchant categories. Time-limit them around moments that matter — a conference, a travel season — to unlock spend bursts on demand.

Incentivize high-margin spend

Issue passes in the markets where your margins are highest, so rewards map directly to where your program actually makes money.

Build long-term retention

Tier lounge access by tenure or cumulative spend. Users chasing the next tier stay active; users who reach one stay loyal — and the benefit is structurally locked to the card.

MODULES

Reap Rewards works alongside
the rest of your card stack

Card Issuing

Issue cards and add rewards through one Reap integration.

CHECK IT OUT

Reap Sentry

Extend managed fraud and dispute coverage to your card program.

CHECK IT OUT

Virtual Assets

Fund rewards with stablecoins, majors, or points through the same stack.

FAQ

Questions we get often.

+01

What lounge network does this use?

Priority Pass — 1,800+ lounges globally, the same network behind Amex Platinum, Chase Sapphire Reserve, and every major premium bank card.

+02

How does a cardholder access a lounge?

They present a QR code at the entrance. No card swipe, no portal registration, no sign-up.

+03

Can I control who gets lounge access and when?

Fully. Sign-up incentive, spend milestone, tier-based, geographic, or time-limited — you design the rules, Reap provides the API.

+04

How fast can we go live?

Inventory can be set up and a first pass issued within hours of commercial alignment. A motivated engineering team can complete integration in 1–2 days.

+05

Are there geographic restrictions?

No. Passes can be issued globally.

+06

Is this just lounge access, or is there more coming?

Lounge access is the first live capability. Cashback, eSIM, merchant offers, and premium concierge services are on the roadmap, through the same API and integration.

+07

Who manages the cardholder experience?

You do. Reap provides inventory and the API; you own delivery, attribution, eligibility rules, and the end-user experience.

+08

Do we need to integrate with Priority Pass directly?

No. Reap handles the vendor relationship. You integrate with Reap's rewards API only.

Get Started

Give your cardholders the benefits that win spend - without the build

Talk to our team Read the API docs

Give your cardholders benefits that they deserve.

Your card program can win onmore than rate - with Reap