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Business Account AI-native business account for stablecoin-enabled businesses
Learn more
Cards

Stablecoin-enabled credit cards

Expense Management

Control & manage business spend

Bill Pay

Pay globally in fiat using stablecoins

Business Account API

Programmatic spend management

Business Account MCP

Agentic spend management

Embedded Finance Launch branded financial products on Reap's infrastructure. One API integration.
Learn more
Cards
Card Issuing

Launch branded crypto cards

Agentic

Issue cards that agents can use

Sentry

Risk management for your cards

Rewards

Premium card perks for your cardholders

Virtual Assets

Let your users spend crypto on cards

Money Movement
Payments

Let your users pay globally with stablecoins

Collections

Let your users collect payments

On-Ramp

Let your users convert fiat into stablecoins

Off-Ramp

Let your users convert stablecoins to fiat

compliance
KYC

Identity verification for your retail cards

KYB

Business verification for your corporate cards

One stack, business account or embedded finance.See pricing
Built for
Advertising Spend Solutions Fiat rails and card spend on top of your balances Neobanks & Fintechs Launch cards and payouts without a new licence stack Web3 Expense Management Run your Web3 company from your stablecoin treasury
Card Issuing
Documentation Full Card Issuing API guide API Reference Access endpoints Changelog Track the latest updates Quick Start Guide Simulate key card workflows Sandbox Test your card issuing flow

Business Account

Business Account API

Programmatic spend management

Payments Payments - Talk to us Contact us to access the documents
Media Latest news on ReapCareers Join the teamEvents Latest events with ReapBlogs Industry insights, product updates, customer stories and morePricing Pricing options for business of every scaleSupport Center Your questions, answeredChannel Partnership Partner with Reap
About UsProducts
Business Account AI-native business account for stablecoin-enabled businesses
Learn more
Cards

Stablecoin-enabled credit cards

Expense Management

Control & manage business spend

Bill Pay

Pay globally in fiat using stablecoins

Business Account API

Programmatic spend management

Business Account MCP

Agentic spend management

Embedded Finance Launch branded financial products on Reap's infrastructure. One API integration.
Learn more
Cards
Card Issuing

Launch branded crypto cards

Agentic

Issue cards that agents can use

Sentry

Risk management for your cards

Rewards

Premium card perks for your cardholders

Virtual Assets

Let your users spend crypto on cards

Money Movement
Payments

Let your users pay globally with stablecoins

Collections

Let your users collect payments

On-Ramp

Let your users convert fiat into stablecoins

Off-Ramp

Let your users convert stablecoins to fiat

COMPLIANCE
KYC

Identity verification for your retail cards

KYB

Business verification for your corporate cards

Use Cases
Advertising SpendFiat rails and card spend on top of your balances Neobanks & FintechsLaunch cards and payouts without a new licence stack Web3 Expense ManagementRun your Web3 company from your stablecoin treasury
Developers
Card Issuing DocumentationFull Card Issuing API guide API ReferenceAccess endpoints ChangelogTrack the latest updates Quick Start GuideSimulate key card workflows SandboxTest your card issuing flow

Business Account

Business Account API

Programmatic spend management

Payments Payments - Talk to usContact us to access the documents
Resources
Media Latest news on ReapCareers Join the teamEvents Latest events with ReapBlogs Industry insights, product updates, customer stories and morePricing Pricing options for business of every scaleSupport Center Your questions, answeredChannel Partnership Partner with Reap
Talk to usLogin
ResourcesINFOBlogsBusiness Account

Business Account

Product
4
min read

Reap Business Account Product Update - October 2026

October 2026 in Business Account: an MCP server for Claude Code and Codex, funding instructions and deposit history in the API, and more.
Product
8
min read

How to Manage Business Expenses with Codex

Manage business expenses with Codex: connect your Reap Business Account with an API key, require approval for changes and run card tasks in plain English.
Product
8
min read

How to Manage Business Expenses with Claude Code

Manage business expenses with Claude Code: connect your Reap Business Account with an API key, set approvals and run card tasks in plain English.
Product
5
min read

Introducing the Reap Business Account MCP

Learn how the Reap Business Account MCP lets Claude Code or Codex run expense management, issue corporate cards and pull treasury data with your API key.
Industry Insights
5
min read

Meta Monthly Invoicing: What Changed, How to Apply, and How to Pay

Meta monthly invoicing replaced cards for some advertisers. What changes, how to apply, how the credit limit works, and how to pay your invoice.
Industry Insights
6
min read

Why Your Payment Gets Declined on Ad Accounts and What To Change

Why an ad account card gets declined on Meta, Google and X: what your bank controls, what the platform controls, and how to prevent repeat failures.
Industry Insights
4
min read

How to Manage Ad Spend Across Multiple Clients: One Card Per Client

Ad spend management for agencies: separate, cap and reconcile spend across clients with one virtual card per campaign, and limit how far one ban spreads.
Product
2
min read

Reap Card Transactions Now Get Their Own Categories

Reap Card transactions are now categorized by merchant code, not by the card's label. 24 categories built for card spend, manual overrides, and a separate Card category field.
Product
2
min read

Reap Business Account API Launched - Create cards programmatically

The Reap Business Account API is live in beta. Quickly issue virtual credit cards programmatically instead of creating them 1 at a time.
Product
2
min read

Card and Payment Tables, Redesigned for Faster Review

Reap Direct's Card Transactions table adds category editing and receipt tracking, while Payments now shows categories at a glance, speeding up expense review.
Product
2
min read

Reap Direct Product Update - June 2026

Reap Direct's June 2026 update brings mobile approvals, self-serve USD/HKD collateral repayments, and sharper card permission controls. See what's new.
Product
4
min read

Crypto Treasury Management: An Operational Guide

Operational crypto treasury management tips for global & stablecoin-native businesses. What is it, operations, and how to choose a platform.
Customer Stories
2
min read

How Bitcoin.com resolved fraud and streamlined payments with Reap

See how Bitcoin.com uses Reap to resolve payment fraud and consolidate global expenses. Fraud resolved, spend unified - hear their story.
Industry Insights
10
min read

Stablecoin Payments in Latin America: A B2B Lens

Stablecoin payments in Latin America, explained for finance teams: real use cases, key corridors, regulatory progress, what to look for in a partner.
Product
4
min read

Reap Direct Product Update - May 2026

Reap Direct gets a full rebuild in May 2026: 10x faster dashboard, redesigned mobile app, more accurate stablecoin payment times, faster exports and more.
Company
5
min read

How We Rebuilt Reap Direct in 1 Week

We flew our entire technical team to Hong Kong with one goal: rebuild Reap Direct from scratch in a week. No hand-written code — every line was AI-generated. Here's how we did it, what we learned, and what it means for how we build going forward.
Product
10
min read

Meet the New Reap Direct: Everything You Do, Now Faster & Easier

Reap Direct has been rebuilt from the ground up. 10x faster loading, a cleaner design, dark mode, and a completely overhauled experience across treasury, cards, payments, and team management. Here's everything that's new.
Mobile app screen displaying Reap logo and black card with blue and purple stripes, get started button below.
Product
2
min read

Reap Mobile App: One Screen for All Your Cards and Transactions

The Reap Mobile App redesigned: Switch cards, check transaction statuses, and see foreign currency amounts instantly all on one screen.
Reap product update March 2026 with approval request email and Reap card image on mint background.
Product
4
min read

Reap Direct Product Update - March 2026

March 2026 updates to Reap Direct: approval email notifications, smoother mobile card management, smarter Reap Pay setup, and reliability fixes.
Product
3
min read

Approval Email Notifications Are Now Live on Reap Direct

Approvers now receive automatic email notifications the moment a card request or bill payment needs their attention in Reap Direct.
REAP crypto-friendly business account dashboard on tablet with a REAP Visa Platinum Business card.
Industry Insights
9
min read

Crypto-Friendly Business Bank Account: A Web3 Guide

Most traditional banks reject crypto businesses. Learn what a crypto-friendly business bank account is, why Web3 companies need one, and what to look for.
Blue panel with REAP and GoodDollar text about global Web3 platform for fiat using stablecoins, Earth at night.
Customer Stories
2
min read

How Good Labs Foundation manages day-to-day global fiat spend using stablecoins with Reap Direct

“Reap is the unified financial platform that seamlessly connects our Web3 stablecoin treasury to all fiat expenses and cross-border payments, giving finance complete control, compliance, and real-time visibility.” — Dorit Dvir, Operations Lead at Good Labs Foundation / GoodDollar
February 2026 product update for Reap Direct with app loading screen and card on receipt background.
Product
2
min read

Reap Direct Product Update - February 2026

February 2026 Reap Direct Product Updates: smarter Reap Pay setup, faster mobile app, native receipt camera & more fixes across Reap Cards and Reap Pay.
Text about Web3 services by AlphaBatemp Labs with REAP logo and colorful abstract dots on black background.
Customer Stories
2
min read

How AlphaBatem cut approval turnaround to under a day for global spend on payments with Reap Direct

“Reap Direct helps a global team move fast without losing control. Approvals are cleaner, tracking is clearer, and finance isn't chasing people across time zones.” — Francis So, Director of AlphaBatem
Night view of an empty bus stop with a blank illuminated ad panel next to a wooden bench.
Customer Stories
2
min read

How Masterclick cut payout and reconciliation time by ~40% using Reap Direct

“Reap is the crypto-to-fiat rail that just works, for businesses that need to spend and pay out globally, smooth fast.” — Momchil Dimitrov, Founder of Masterclick
Web3 Development Studio Token Page stopped personal business cards with Reap Direct, pixelated art image.
Customer Stories
2
min read

How Token Page stopped using personal cards for business spend using Reap Direct

“Reap is a no-brainer for any Web3 company struggling to get an online credit card that just works.” — Arthur Fox, Co-Founder of Token Page
Product update January 2026 with Reap Direct, virtual card expiry date 01/01/2029, and deposit transaction details.
Product
3
min read

Reap Direct Product Update - January 2026

January 2026 product updates: ACH payments for US recipients, redesigned Card statements, smoother stablecoin payments, and more.
Hand holding a REAP Visa Platinum Business card with Uber Monday Trip charge of $12.99 in background.
Industry Insights
8
min read

How to Automate Expense Reporting Easily for Web3 Businesses

Learn what expense management is and why Web3 businesses need it. Discover automated spend tracking, stablecoin cards, and tools built for crypto-native teams.
Two invoices with copywriting, website design, and development services listed, over a dotted world map.
Industry Insights
8
min read

Understanding Web3 Business Expenses: A Complete Guide to Categories and Tax Deductions

What are business expenses? From common categories to tax-deductible expenses, discover how to properly track your business spending for better finances.
Tablet displays a dashboard of transactions with blue bar graphs and status details on a tan and blue background.
Industry Insights
8
min read

What is Expense Management and Why it Matters for Web3 Businesses

Learn what expense management is and why Web3 businesses need it. Discover automated spend tracking, stablecoin cards, and tools built for crypto-native teams.
Hand typing on laptop with cryptocurrency icons and stack of invoices on purple patterned background.
Industry Insights
5
min read

Why Web3 Expense Management is Broken (And How to Fix It)

Web3 expense management is broken because companies are forced to use Web2 tools that don't connect to their on-chain treasury.
Diagram with wallet, user group, and document icons connected by dotted lines on black background.
Industry Insights
4
min read

What Is a 'Crypto-Native' Financial Stack?

To operate effectively, a Web3 company needs a purpose-built financial stack. This guide breaks that stack down into three logical layers designed for security and efficiency.
Person in brown shirt with smartwatch holding a smartphone, next to icons of growth chart, clock, and calculator.
Industry Insights
2
min read

Do I Need a Dedicated Business Account for My Web3 Startup? A Checklist Guide

Not sure if your Web3 startup needs a dedicated business account yet? Here's a checklist to help you decide.
Hand holding smartphone near a payment terminal with icons of a wallet and lock on black background.
Industry Insights
6
min read

Is a Multi-Sig Wallet (like Gnosis Safe) a Business Account?

Multi-signature wallets are designed for one primary goal: to securely hold assets. In contrast, a Web3 business account is built to manage day-to-day financial operations like payments, expenses, and reporting.
Man using laptop with options to select payment method: fiat currency or stablecoins.
Industry Insights
6
min read

What Makes a Business Account Web3

A Web3 business account is a financial tool that helps companies spend their cryptocurrency on regular, real-world business expenses.
Borderless Finance
Stablecoin Native
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NEW: Now supporting stablecoin card programs across 100+ markets Learn more