Business Account The unified account layer for stablecoin-enabled businesses
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AUTHOR

Sudharshan Raman

Senior Product Manager, Business Account

Raman is a Senior Product Manager at Reap, where he builds the Business Account’s expense management and AI agent capabilities. Prior to Reap, he co-founded Phasio, a vertical SaaS startup that grew to 50+ manufacturers in seven countries and raised US$2.5M. Trained as an aerospace engineer, he published three peer-reviewed papers on metal 3D printing. He is based in Hong Kong.

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Articles by

Sudharshan Raman

Reap Business Account Product Update - September 2026

September on Reap Business Account: categories for new Reap Card transactions, card activity and balances in the API, and shared recipients.
September 30, 2026

Reap Card Transactions Now Get Their Own Categories

Reap Card transactions are now categorized by merchant code, not by the card's label. 24 categories built for card spend, manual overrides, and a separate Card category field.
September 21, 2026

Reap Business Account API Launched - Create cards programmatically

The Reap Business Account API is live in beta. Quickly issue virtual credit cards programmatically instead of creating them 1 at a time.
September 4, 2026
Reap Business Account product update August 2026 banner

Reap Business Account Product Update - August 2026

August 2026 update: Reap Business Account adds a USD payment corridor to China and early beta access to a Business Account API for programmatic card creation.
August 31, 2026

Reap Business Account Product Update - July 2026

Reap Business Account adds expense categories to Payments, automatic card repayment from collateral, and redesigned transaction tables for faster monthly review in our July 2026 update.
July 31, 2026

Card and Payment Tables, Redesigned for Faster Review

Reap Direct's Card Transactions table adds category editing and receipt tracking, while Payments now shows categories at a glance, speeding up expense review.
July 31, 2026

NEW: Now supporting stablecoin card programs across 100+ markets Learn more