All Blogs

Product
4
min read

Reap Direct Product Update - May 2026

Reap Direct gets a full rebuild in May 2026: 10x faster dashboard, redesigned mobile app, more accurate stablecoin payment times, faster exports and more.

Agentic Commerce: How AI Agents Pay

Agentic commerce lets AI agents research, decide, and pay autonomously. Learn what it is, how the new infrastructure works, and how Visa Intelligent Commerce delivers it.
Company
5
min read

How We Rebuilt Reap Direct in 1 Week

We flew our entire technical team to Hong Kong with one goal: rebuild Reap Direct from scratch in a week. No hand-written code — every line was AI-generated. Here's how we did it, what we learned, and what it means for how we build going forward.
Product
10
min read

Meet the New Reap Direct: Everything You Do, Now Faster & Easier

Reap Direct has been rebuilt from the ground up. 10x faster loading, a cleaner design, dark mode, and a completely overhauled experience across treasury, cards, payments, and team management. Here's everything that's new.
Mobile app promotion with a black Reap card and smartphone showing the app logo, call to action: Get Started.
Product
2
min read

Reap Mobile App: One Screen for All Your Cards and Transactions

The Reap Mobile App redesigned: Switch cards, check transaction statuses, and see foreign currency amounts instantly all on one screen.
Company
8
min read

Reap joins Payward: A note from our Co-Founders

Reap has entered into an agreement to be acquired by Payward, the unified financial infrastructure platform behind Kraken, NinjaTrader, xStocks, and a growing family of regulated financial products. Together, we are building the infrastructure layer for a new era of global money movement.
Partial phone screen showing a white app icon with three dots and text saying Payment API on dark background.

Payments API 101

Learn how payment APIs process cross-border transfers, manage FX, and connect to local payment rails and how to choose the right provider for your business.
Smartphone screen showing card transactions for Uber, IKEA, and Grab with prices on blue background.
Product
2
min read

Card Issuing Product Update - April 2026

Reap CaaS updates for April 2026: managed card restocks, GET and DELETE webhook endpoints, and mandatory ZONE validation for shipments to five markets.
Dashboard showing Q1 2026 product update with card issuing and transactions data bar chart.
Product
8
min read

Card Issuing Product Update - Q1 2026 Round Up

Card Issuing Q1 2026 Round Up Release Notes: UKYC for eligible clients, inventory fields in GET /card-design, and live AML monitoring for card transactions.
Hand holding a REAP Visa Platinum Business card with Sarafe and Customer Stories text on a purple background.

How Sarrafe turned its digital asset treasury into a fully operational spending infrastructure using Reap Direct

Artem Naci, CEO of Sarrafe, runs a global digital asset management company (wallet custody, exchange, smart portfolios) with a treasury held entirely on-chain. Running a crypto-native operation at that scale means the gap between holding value and actually spending it isn't a minor inconvenience. It's an operational problem.
Green USDT and blue USDC stablecoin logos with vertical bar charts on black background.

USDT vs USDC for Business: Which Should You Use?

USDT vs USDC, which is better for business payments? Understand liquidity by corridor, settlement speed by network, and which stablecoin fits which use case.
Keyboard key glowing cyan with a puzzle piece icon and partial numbers •••• 9454.

Business Credit Cards for SMEs: Spend Control Guide 2026

Why most SME automation tools fail at financial management, and what the right corporate card controls actually fix. A data-backed guide for finance managers.
Reap product update March 2026 with email preview showing approval request and View Request button.
Product
4
min read

Reap Direct Product Update - March 2026

March 2026 updates to Reap Direct: approval email notifications, smoother mobile card management, smarter Reap Pay setup, and reliability fixes.
March 2026 Reap approval email notification with message to review and a View Request button.
Product
3
min read

Approval Email Notifications Are Now Live on Reap Direct

Approvers now receive automatic email notifications the moment a card request or bill payment needs their attention in Reap Direct.
REAP crypto-friendly business account interface on tablet with Visa Platinum Business card displayed.

Crypto-Friendly Business Bank Account: A Web3 Guide

Most traditional banks reject crypto businesses. Learn what a crypto-friendly business bank account is, why Web3 companies need one, and what to look for.
Dark view of Earth from space with lights, next to text about GoodDollar using stablecoins on Reap Direct.

How Good Labs Foundation manages day-to-day global fiat spend using stablecoins with Reap Direct

“Reap is the unified financial platform that seamlessly connects our Web3 stablecoin treasury to all fiat expenses and cross-border payments, giving finance complete control, compliance, and real-time visibility.” — Dorit Dvir, Operations Lead at Good Labs Foundation / GoodDollar
Transaction details for USD 560 subscription payment, pending review, with timeline of payment status.

How Expense Cards Help Manage Company Spending

Expense cards give finance teams spend control at the point of purchase. Learn the 5 core ways expense cards manage company spending before it happens.
REAP dashboard showing balances of USD 1,000,000 collateral in USDC and USD with option to top up collateral.
Product
2
min read

What's New At Reap: Updated Reap Card Issuing Dashboard

Managing your card program just got easier. Discover Reap's New Card Issuing dashboard built for clearer operations and faster team workflows
Product update for Reap Direct in February 2026 with card and phone loading screen.
Product
2
min read

Reap Direct Product Update - February 2026

February 2026 Reap Direct Product Updates: smarter Reap Pay setup, faster mobile app, native receipt camera & more fixes across Reap Cards and Reap Pay.
Black REAP Visa Platinum Business credit card with diagonal striped design and holographic colors.
Product
7
min read

What is Reap Card

Reap Card is a stablecoin corporate credit card enabling global business spending in fiat, reducing off-ramping processes and traditional banking challenges.
Black background with REAP and AlphaBatem Labs logos and text about fast approval turnaround using Reap Direct.

How AlphaBatem cut approval turnaround to under a day for global spend on payments with Reap Direct

“Reap Direct helps a global team move fast without losing control. Approvals are cleaner, tracking is clearer, and finance isn't chasing people across time zones.” — Francis So, Director of AlphaBatem
Night bus stop with empty bench and blank lit advertising display on wet pavement.

How Masterclick cut payout and reconciliation time by ~40% using Reap Direct

“Reap is the crypto-to-fiat rail that just works, for businesses that need to spend and pay out globally, smooth fast.” — Momchil Dimitrov, Founder of Masterclick
Web3 Development Studio Token Page stopped using personal cards for business spend with Reap Direct.

How Token Page stopped using personal cards for business spend using Reap Direct

“Reap is a no-brainer for any Web3 company struggling to get an online credit card that just works.” — Arthur Fox, Co-Founder of Token Page
Black cards with colorful geometric line patterns and partial card numbers, with REAP logo and dotted world map.
Product
5
min read

Why Web3 Businesses Need Specialized Corporate Credit Cards

75% of crypto firms struggle with banking access. Web3 corporate cards eliminate conversion hassles and enable fiat payments using digital assets like USDC.
User interface for REAP Transactions showing export history options to download CSV by date type and range.
Product
3
min read

Reap Card Statements, Redesigned for Audit-Ready Reconciliation

Reap Card reconciliation just got easier. Track collateral deposits, credit limit changes & spend in one audit-ready statement.
Product update for January 2026 by Reap Direct showing a virtual card expiry date and deposit details.
Product
3
min read

Reap Direct Product Update - January 2026

January 2026 product updates: ACH payments for US recipients, redesigned Card statements, smoother stablecoin payments, and more.
Hand holding a REAP Visa Platinum Business card with a purple patterned background and Uber trip cost of $12.99.

How to Automate Expense Reporting Easily for Web3 Businesses

Learn what expense management is and why Web3 businesses need it. Discover automated spend tracking, stablecoin cards, and tools built for crypto-native teams.
Stack of invoices with one showing services, rates, hours, and total $2750 on a dotted world map background.

Understanding Web3 Business Expenses: A Complete Guide to Categories and Tax Deductions

What are business expenses? From common categories to tax-deductible expenses, discover how to properly track your business spending for better finances.
Tablet on a geometric background showing all transactions with a bar chart and status details.

What is Expense Management and Why it Matters for Web3 Businesses

Learn what expense management is and why Web3 businesses need it. Discover automated spend tracking, stablecoin cards, and tools built for crypto-native teams.
World map with currency icons connected by dashed lines and text about nine new local payout corridors.
Product
3
min read

9 New Local Payout Corridors Now Live on Reap

We’ve expanded Reap’s payment capabilities with 9 new local payout corridors, giving businesses access to direct local clearing rails for faster, cheaper, and more reliable payouts across key global markets.
Split image: classical bank building with columns contrasted with Earth at night showing city lights from space.

CBDCs vs. Stablecoins: What's the Difference?

The world of digital assets has been swept over by stablecoins, the asset class moving billions in trade volume that powers the global Web3 economy. With stablecoin adopting going mainstream, governments around the world are exploring their own version: Central Bank Digital Currencies (CBDCs).
Graphic showing a $6500 credit prize with Visa Platinum Business and REAP cards featured.
Product
min read

Win $6,500 in Reap Credits! Join, Spend & Refer

Turn your business spend into rewards. Earn up to US$6,500 in Reap credits when you join, spend, and share Reap Direct with your network. Offer valid from October 9 to December 9, 2025.
Black REAP Visa Platinum Business card on a blue and light green geometric background next to city buildings.
Product
8
min read

What Is a Stablecoin Corporate Card and How Does It Work for Businesses?

Web3 is pioneering new ways of holding and moving money. Yet, for many crypto-native companies, a fundamental operational gap persists. Your treasury is on-chain in the form of stablecoins—accessible in real-time, whenever, wherever.
Hand typing on laptop with finance icons and a stack of invoices on a purple patterned background.

Why Web3 Expense Management is Broken (And How to Fix It)

Web3 expense management is broken because companies are forced to use Web2 tools that don't connect to their on-chain treasury.
Product
6
min read

How Do Stablecoin Payments Work for Businesses?

How stablecoin payments work for businesses: the mechanics behind settlement, benefits for businesses, and key use cases. Slow transfers no more.
Green digital icons of stablecoins and a credit card on a blue background.
Product
5
min read

How to Pay Business Expenses Using Stablecoin Corporate Cards: A 4-Step Guide

This guide will show you how to connect the two in just a few minutes. We'll walk you through the exact steps to go from your on-chain funds in a multi-sig wallet to paying a real-world expense, like a software subscription.
Hand holding smartphone displaying digital wallet with a REAP Visa Platinum Business card.
Product
8
min read

Where Web3 Businesses Use Stablecoin Corporate Cards

Stablecoin corporate cards help Web3 finance teams pay fiat vendors from on-chain treasury. See top use cases: infra, ads, SaaS, travel.
Black REAP Visa Platinum Business card with blue and purple diagonal stripes on light blue background.
Product
6
min read

The Guide to Stablecoin Corporate Cards

A stablecoin corporate card streamlines this entire process. By linking directly to your on-chain treasury, it reduces the steps required to settle expenses, eliminating the need for manual conversions and bank transfers.
Three glowing icons connected by dotted lines: wallet, document with calculator, and two user figures.

What Is a 'Crypto-Native' Financial Stack?

To operate effectively, a Web3 company needs a purpose-built financial stack. This guide breaks that stack down into three logical layers designed for security and efficiency.
Person in brown shirt holding phone, next to rising bar graph and financial icons on black background.

Do I Need a Dedicated Business Account for My Web3 Startup? A Checklist Guide

Not sure if your Web3 startup needs a dedicated business account yet? Here's a checklist to help you decide.
Hand holding smartphone near a card payment terminal with wallet and lock icons overlayed.

Is a Multi-Sig Wallet (like Gnosis Safe) a Business Account?

Multi-signature wallets are designed for one primary goal: to securely hold assets. In contrast, a Web3 business account is built to manage day-to-day financial operations like payments, expenses, and reporting.
Man sitting on a blue couch using a laptop with options to select fiat currency or stablecoins for payment.

What Makes a Business Account Web3

A Web3 business account is a financial tool that helps companies spend their cryptocurrency on regular, real-world business expenses.
Hand holding smartphone beside a list of payments including Adobe subscription, Chat GPT, AWS, and Meta Ad.

What Is a Business Account?

For any business that has expenses, a dedicated business account is a must-have. Why? Because it cleanly separates your personal spending from company transactions. This separation is the key to easier financial reconciliation, streamlined tax preparation, and clear access to financial data for your operations.
Black cards with colorful geometric patterns and partial numbers around text 'What is CaaS' and 'Product Guide'.
Product
8
min read

What is Card-as-a-Service (CaaS)? Modern Card Issuing

Launching a card program helps businesses unlock extra revenue & enhance customer loyalty. Learn how with cards as a service & card issuing API in fintech
Man in suit showing tablet with bar graphs, next to text on know your business basics and importance.

KYB 101: The basics of Know Your Business and why it matters

When dealing with unfamiliar businesses and individuals, businesses must ensure they are adequately safeguarded against risk.
Combination lock resting on a keyboard with credit cards nearby, representing PCI DSS security.

PCI DSS: Everything you need to know

In the rapidly evolving digital era, the landscape of fraud has shifted its gaze from traditional bank robberies to a new target: institutions responsible for handling cardholder data.
Hand holding a credit card near a payment terminal with text about payment predictions for 2024.

Sprinting towards simplicity: Payment predictions for 2024

The days of scrambling for loose change or swiping dusty credit cards are a fading memory.
Black cards with blue and teal geometric line patterns and partial card numbers on a dark background with REAP logo.

Corporate Credit Card Guide: Requirements & Alternatives

Ultimate guide to corporate credit cards: Learn what they are, how they work, benefits, eligibility, and alternative solutions for your business
Customer Stories
12
min read

How Travala.com funded business payments using digital currencies

Reap & Travala Case Study: Travala.com, a leading crypto-native travel booking platform, leverages blockchain technology for financial access and faster payments

Why stablecoins are the future of cross-border payments

The modern globalised economy has expanded business boundaries, leading companies of all sizes to engage in cross-border transactions.
Stacks of coins on a document with a hand signing and a blurred U.S. flag in the background.

Stablecoins are not securities: Unpacking the U.S. stablecoin bill

The U.S. recently introduced two legislative proposals, the GENIUS Act and the STABLE Act, aimed at regulating stablecoins. These bills primarily focus on stablecoin issuers, setting clear guidelines on issuance, reserve backing, consumer protection measures, and regulatory oversight. While they do not directly regulate stablecoin users, their implications will shape how stablecoins function within the broader financial system.

The AI Agent revolution in finance: Where we stand and what’s ahead

A few weeks ago, I got an email from my bank. "We noticed unusual activity on your card. Please verify these transactions."

Web2 vs. Web3 finance: Why paying an invoice shouldn’t feel like a side quest

Picture this: You're a CFO at a Web3 company, and you need to pay for your AWS subscription. Easy, right? Let’s start then.

Tokenization: The foundation for future economic systems

“We are moving towards a tokenized economy,” declared Roberto Campos Neto, head of Banco Central do Brasil. For the next 30 mins, sitting amongst the Blockchain Rio audience in Rio de Janeiro, I listened as Mr. Campos Neto delivered a masterclass on redefining economic potential. His words weren't just a statement but a vision of the economic future—one that's already unfolding.

Next-gen businesses: How stablecoins are changing how companies are built

In a previous article, we explored how tokenization is redefining economic potential by laying the foundation for new economic systems, with tokens representing the ingredients of economic activity that can be composable across systems at a global scale.