Manage all your business financial operations in stablecoins and fiat on one platform, with corporate cards, global payments and expense management. Automate via the API or with your own AI agents.
TRUSTED BY
Businesses
Onboard as fast as
Payment corridors
Setup fees
Cards
Licensed in
ONE PLATFORM
Every way money moves through your business, in one place. Replace the patchwork of banks, card providers, payment tools and spreadsheets.
Web3 Payment Infrastructure
Reap is a no-brainer for any Web3 company that wants to bridge their onchain treasury into real-world spend without the usual pain of setting up banking.
Arthur Fox
Co-Founder
GoodDollar UBI Protocol
Reap is the unified financial platform we were looking for. It lets us manage our entire treasury and operations — payroll, vendors, and everything else — from one place.
Dorit Dvir
Operations Lead
Performance Marketing Network
Reap is the crypto-to-fiat rail that just works, for businesses that need to spend and pay out globally, smooth fast.
Momchil Dimitrov
Founder
STABLECOINS AND FIAT
USDC or USDT on Ethereum, Polygon, Solana or TRON, or fiat. Fund in the currency of your choice and operate from there.
Spend on cards, pay suppliers and manage expenses across your multi-asset treasury, and move seamlessly between assets.
Issue, rename, freeze and terminate cards, and set budgets and limits.
Read charges, repayments, fees and your credit position, find missing receipts, and export activity for your ERP.
Get funding instructions, a wallet address or bank details, check deposits and confirm transfers.
Your API key sets the limits. Approve anything permanent before it runs, and revoke access anytime.
PRICING
No card issuance or maintenance fees, however many cards you need.
No minimum balances or deposits to start. No recurring fees required.
Start with a handful of cards and grow into a multi-entity finance operation, without ever switching platforms.
USE CASES
Fund in USDC or USDT on the chain you already use, issue cards to your team, and pay contributors and vendors in 150+ countries. Onboarding is built by people who know how foundations, DAOs and multi-sigs work.
Ad spend cards for marketing agencies, adtech platforms and growth teams that need ads that keep on running. Get instant and unlimited credit cards for ad-spend with no issuance fees. Create, adjust and retire them in bulk through the API, or let your agent do it.
No monthly fees, no minimum balance and no deposit to open. Give every employee a card from day one and remove it the day they leave.
Run your finance operations from the tools you already work in. Connect your agents through the Business Account MCP, or build your own flows: read new joiners from your HR system and set up their cards, or send monthly spend straight to your ERP.
Multi-entity from day one at no extra cost, multi-level approvals and accounting integrations, with the API and MCP for programmatic and AI-run workflows. One platform across every entity.
Crypto Wallets & Exchanges
Run day-to-day operations off your stablecoin treasury — from vendor payments to team spend, without juggling multiple tools.
Fintechs and Neobanks
Support stablecoin-native operations and cross-border activity with a business account foundation plus cards, payments, and expense workflows.
Affiliates
Pay partners and manage high-velocity spend with clean separation across offers, teams, and workflows.
Online Travel Agencies
Pay vendors and manage bookings at scale — generate a dedicated virtual card per booking and keep spend controlled.
Marketing Agencies
Manage payments for hundreds of campaigns without mixing budgets — isolate spend with per-client or per-campaign cards.
Issue virtual cards. Set per-employee spend controls. Track usage in real-time globally.
AWS, Meta Ads, recurring SaaS. One virtual card per vendor with budget caps. No reimbursements.
Pay suppliers on time without reimbursements. Assign a dedicated virtual card per vendor, set spend limits, and track every bill automatically.
Pay contractors in 150+ countries with a dedicated virtual card per hire. Set per-contractor limits and keep spend separated by project.
Run operations off your stablecoin treasury. Spend USDC directly on vendors and team expenses — no fiat conversion needed.
You | Reap |
|---|---|
Choose assets and pricing | Authorises spend against available balance |
Maintain user balances (deposits/withdrawals/repayments) | Clears, reverses, and settles transactions |
Fund the master collateral account | Holds the master collateral account |
Keep custody and the user relationship | Polls your pricing feed for dynamic-rate assets |
Applies your balance updates atomically |
TRUSTED BY
This website and the services described herein are not directed at persons in Singapore. Nothing contained on this website constitutes an offer, solicitation or invitation to provide regulated products & services in Singapore.
Business Account
Business Account API
Programmatic spend management
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