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Business Account The unified account layer for stablecoin-enabled businesses
Learn more
Cards
Expense Management
Bill Pay
Business Account API
Embedded Finance Launch branded financial products on Reap's infrastructure, one API integration
Cards
Card Issuing
Virtual Assets
Money Movement
Payments
Built for
Advertising Spend Solutions Fiat rails and card spend on top of your balances Neobanks & Fintechs Launch cards and payouts without a new licence stack
Card Issuing
Documentation Full Card Issuing API guide API Reference Access endpoints Changelog Track the latest updates Quick Start Guide Simulate key card workflows Sandbox Test your card issuing flow
Payments Payments - Talk to us Contact us to access the documents
Media Latest news on ReapEvents Latest events with ReapBlogs Industry insights, product updates, customer stories and moreChannel Partnership Partner with Reap
About UsProducts
Business Account The unified account layer for stablecoin-enabled businesses
Learn more
Cards
Expense Management
Bill Pay
Business Account API
Direct API mentions coming soon
Embedded Finance Launch branded financial products on Reap's infrastructure, one API integration
Cards
Card Issuing
Virtual Assets
Money Movement
Payments
Use Cases
Advertising SpendFiat rails and card spend on top of your balances Neobanks & FintechsLaunch cards and payouts without a new licence stack
Developers
Card Issuing DocumentationFull Card Issuing API guide API ReferenceAccess endpoints ChangelogTrack the latest updates Quick Start GuideSimulate key card workflows SandboxTest your card issuing flowPayments Payments - Talk to usContact us to access the documents
Resources
Media Latest news on ReapEvents Latest events with ReapBlogs Industry insights, product updates, customer stories and moreChannel Partnership Partner with Reap
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Borderless finance
Stablecoin enabled

Stablecoin-powered infrastructure for seamless global financial access.

Built with the best in business
our investors

What we offer

// Card Issuing
Mockup

Card Issuing Program

Launch branded card programs that let your users spend digital assets globally - instantly.
Learn more
// Payments
Mockup

Scale global stablecoin payments with APIs.

Automate cross-border payouts at scale - settled directly from your digital asset holdings.
Learn more
// business account
Mockup

Run your web3 business finance on one financial platform

Integrate digital assets treasury and expenses management, all in one.
Learn more
// Cards

Credit cards.
Digital assets-enabled.

Cards

USD and HKD Visa credit cards backed by stablecoin collateral.

Control spend, monitor usage, and settle flexibly.

Learn more
Reap physical card
unbranded cards stack

Card Issuing

Launch branded card programs that let your users spend digital assets instantly.

Learn more

Why Reap?

Regulated Stablecoin-Native Infrastructure

Licensed across Hong Kong, Mexico and more. A Visa Principal Issuer in both Mexico and Hong Kong — with strategic partnerships including Circle, Solana, and Fireblocks. PCI compliant with built-in fraud prevention and compliance at every layer.

Complete Financial Stack

Fund in stablecoins, spend globally in local currency. Bridge access between global financial centers and emerging markets with seamless digital assets settlement.

Built for Web3, Made for Speed

No delays. Just fast, flexible onboarding built by people who understand how modern businesses actually operate. All on one platform.

Global Growth, Done Locally.
Trusted by industry leaders.

Local expertise across key markets in LATAM: Mexico, Brazil, Columbia and more.

// Bill Pay

International payments.
Powered by stablecoins.

Pay with stablecoins. Recipient receives fiat.

Use stablecoins to fund local or cross-border business payments.

Learn more

Scale global stablecoin payments with APIs.

Automate fiat payouts at scale - settled directly from your on-chain treasury.

Learn moreAdd a recipient and set up your payment in minutes. Same-day payment initiation within UTC+8 banking hours.
// REAP DIRECT

Business ready

Cards

The ultimate corporate credit card for Web3 ecosystem businesses.

Bill Pay

Send digital assets from anywhere - recipients get paid in local currency, fast and friction-free.

Expense Management

Control, approve, track, and report—all from one place, no matter where your treasury sits.

iPhone mockup
iPhone mockup
iPhone mockup
// embedded finance

Developer ready

Card Issuing

Launch your own digital assets-enabled card program.

Payments

Automated global payouts at scale using digital assets.

iPhone mockup
iPhone mockup
// Don’t just take our word for it

Running a card program is complex, but Reap makes it easy. They got us from 0 to 1 fast, with the flexibility and security we needed.

Fueling growth
for your business

Running a card program is complex, but Reap makes it easy. They got us from 0 to 1 fast, with the flexibility and security we needed.

Bas emera
vp global partnerships, kast
// USE CASEs

Real tools for real business needs in Mexico.

Regulated Stablecoin-Native Infrastructure

Licensed across Hong Kong, Mexico and more. A Visa Principal Issuer in both Mexico and Hong Kong — with strategic partnerships including Circle, Solana, and Fireblocks. PCI compliant with built-in fraud prevention and compliance at every layer.

Complete Financial Stack

Fund in stablecoins, spend globally in local currency. Bridge access between global financial centers and emerging markets with seamless digital assets settlement.

Built for Web3, Made for Speed

No delays. Just fast, flexible onboarding built by people who understand how modern businesses actually operate. All on one platform.

Global Growth, Done Locally.
Trusted by industry leaders.

Local expertise across key markets in LATAM: Mexico, Brazil, Columbia and more.

// media coverage

What they say about us

December 29, 2025

REAP: Stablecoins as Financial Infrastructure Facilitate Cross-Border Payments

Learn more
November 5, 2025

Hong Kong headquarters to anchor fintech firm Reap’s global stablecoin-powered expansion

Learn more
September 23, 2025

Fincra and Reap Forge Alliance to Redefine Cross-Border Payments Between Africa and Asia

Learn more
November 6, 2025

Fintech Reap Expands Hong Kong Headquarters to Drive Stablecoin Payment Solutions

Learn more
// Security

Security you can scale with.

PCI Compliant

Protecting your data and enabling you to build PCI DSS compliant solutions.

Licensed & regulated

Licensed in Mexico, Hong Kong, Singapore, and more.

Compliance, built-in

Compliance, regulatory requirements, and in-product security are built into every layer—so you can scale with confidence from the very start.

// Security

Security you can scale with.

PCI Compliant

Protecting your data and enabling you to build PCI DSS compliant solutions.

Licensed & regulated

Licensed in Mexico, Hong Kong — Visa Principal Issuer in both.

Fraud prevention

Real-time risk detection with tools like Chainalysis. We uphold the highest anti-fraud standards to safeguard your transactions.

Compliance, built-in

Compliance, regulatory requirements, and in-product security are built into every layer—so you can scale with confidence from the very start.

Optimize your financial operations.

Get Started

Build your vision on our infrastructure.

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NEW: Now supporting stablecoin card programs across 100+ markets Learn more