Cards, balances, and reporting, all in real time. Create virtual cards in bulk, pull live balances and transactions, and plug spend data straight into your workflows. No exports, no manual reconciliation.
High-volume teams need hundreds of cards.
Shared cards mean month-end cleanup.
You’re stuck with whatever your tools can export.
More people = more manual card work.
You | Reap |
|---|---|
Choose assets and pricing | Authorises spend against available balance |
Maintain user balances (deposits/withdrawals/repayments) | Clears, reverses, and settles transactions |
Fund the master collateral account | Holds the master collateral account |
Keep custody and the user relationship | Polls your pricing feed for dynamic-rate assets |
Applies your balance updates atomically |
WHY REAP
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Create, fund, freeze, and delete virtual Visa credit cards via API. One per campaign, booking, or employee, with spend limits and controls per card.
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Pull balances and transactions per card or person, then feed it into your dashboards, GL workflows, and reports.
Issue as many cards as you want, virtual or physical. Customize spend limits.
Use cases
Your "Reasons why customers choose Reap" lost the only H2 carrying a primary keyword. This keeps your framing and puts it back.
Create dedicated cards per ad account or campaign, set budgets per card, and reconcile by campaign. Roll up spend across platforms in one dashboard.
Use one card per booking or invoice: issue it, set the exact amount, use it once, then cancel it—at scale, without adding headcount.
Issue cards in bulk, set limits per department or employee, and automatically remove cards when someone leaves. Track spend by person and team.
Send transactions and balances into NetSuite, Xero, QuickBooks, or your own stack. Build vendor and category dashboards without CSV exports.
Crypto Wallets & Exchanges
Run day-to-day operations off your stablecoin treasury — from vendor payments to team spend, without juggling multiple tools.
Fintechs and Neobanks
Support stablecoin-native operations and cross-border activity with a business account foundation plus cards, payments, and expense workflows.
Affiliates
Pay partners and manage high-velocity spend with clean separation across offers, teams, and workflows.
Online Travel Agencies
Pay vendors and manage bookings at scale — generate a dedicated virtual card per booking and keep spend controlled.
Marketing Agencies
Manage payments for hundreds of campaigns without mixing budgets — isolate spend with per-client or per-campaign cards.
Issue virtual cards. Set per-employee spend controls. Track usage in real-time globally.
AWS, Meta Ads, recurring SaaS. One virtual card per vendor with budget caps. No reimbursements.
Pay suppliers on time without reimbursements. Assign a dedicated virtual card per vendor, set spend limits, and track every bill automatically.
Pay contractors in 150+ countries with a dedicated virtual card per hire. Set per-contractor limits and keep spend separated by project.
Run operations off your stablecoin treasury. Spend USDC directly on vendors and team expenses — no fiat conversion needed.
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