Reap Card One business credit card to digitally
Reap Card (HKD) is available to all users worldwide. Reap card (USD) is coming soon, get waitlisted here!
Build on Visa networks
AWS cloud service
New corporate credit card Reap Card
All-in-one business credit card
A multifunctional business credit card
The Reap Card is the next generation of business credit card with an online expense management tool. Enjoy 2% cashback on all day-to-day business digital expenses. Access from anywhere, any device.
Built on the Visa network
The Reap Card is part of the Visa network, which means you instantly get access to all of the security, convenience and access where Visa operates.
Available in both physical and virtual cards
You can use your virtual card instantly upon card approval or wait for our exclusive metal card to be delivered.
Expense card? Purchase card? Use it however you want
Doesn't matter if the expense is small, like the cost of a cup of coffee, or big, like the cost of your entire month's supplies, you can use the Reap Card to settle all kinds of bills.
Increase efficiency with our expense management tools
Real-time expense analysis
View your expense trends and insights in a glance.
Automated spend analysis
Understand how your company spends and allocate your budget more effectively.
We can accommodate your favourite accounting software by requests.
Use Reap Card as
your business credit line
your business credit line
Integrate with Reap Pay to pay suppliers and vendors who don't accept credit cards so you can keep a healthy cash flow and and maintain business flexibility.
Reap Card vs. traditional business credit cards
Fully online application
Quickly upload and connect your other financial information directly on the web application
Instant & self-service for employee card issuance
$0 annual fee per card
Other business credit cards
Paper applications, in-person visits
Requires security deposits, collateral, years of financial history
Long application and lead time
Thousand dollars per card
More functions than a regular business credit card
Get an optimal flexible amount of credits to run your business
Earn cash rebates from most of your business expenses
Simplify claim and reconciliation processes with employee cards
Instantly share your business contact information via NFC using the Reap card
Year-round offers for Reap Card members
Enjoy 50% discount on 1-month dedicated desk membership + 3-day trial program, up to 30% off new members, WeWork credits & 1 month free hot desk membership at WeWork.
Get 100% cashback (Google Ad Credits + Social Beat Fees Credit) on up to the first HKD 100 of Ad Spend on Google.
Get up to 21% off on G Suite monthly subscription.
Get HKD 1,250 free service promo along with a 3-month free subscription to all shops.
Enjoy a HKD 2,000 introductory package for promotion at hktdc.com Sourcing.
Enjoy a 33% off on all GoDaddy products.
Get a minimum of 10% off up to a maximum of 30% off an annual DocuSign Business Pro Package with your Reap Card.
Save 10% on Office 365 Business Standard packages when you pay with your Reap Card.
Enjoy 8% off Hotels.com bookings when you pay with your Reap Card.
Get 15% off with no minimum spend.
Get 25% off on premium annual plans for the SaaS ‘typeform’.
Enjoy a 6-month annual subscription fee waiver on Sage Business Cloud Accounting when you pay with your Reap Card.
Access our digital financial services anytime, anywhere
Hear from our customers
“ Our business has taken us to trade shows in Canada and the States. Reap has made this easy with cross-border payments, so that we can close deals in time. And the best thing is, all I need is a credit card. ”
Founder of Flavour of Life
“ The ability to leverage the credit card for payments traditionally unable to process via credit card is helpful… Crucial benefit that any startup or SME can definitely take advantage of. ”
Co-founder of Booqed
“ With simple and convenient experience REAP enables our company to eliminate cashflow gaps to support our business rapid growth. ”
Co-founder of BOXS Limited
Frequently asked questions
Any Hong Kong incorporated business. Please ask your business owner, CFO, VPs of Finance, Controllers, Accounting Managers, Budget Owners, or any other authorised employee to complete our online application on behalf of your business.