Reap Card vs Neat Visa

More credit, fewer problems

The fastest-growing companies need Hong Kong's fastest-growing corporate credit card.

Reap offers credit card limits that can cover your needs, giving you the full control and visibility to scale from one to thousands of employees.

Reap Card

Neat Visa

Credit card

Not required to open new bank account

No cash collateral

Physical card

Virtual card

Xero integration

Custom new roles with permission sets

Flexible monthly limits and auto-locking/ freeze cards

Why switch to Reap Card to grow your business?

Individual card for every employee, vendor for free

Individual card for every employee, vendor for free

By setting up a unique virtual card for respective vendors and subscriptions to get a full picture to the finest detail from the top.

Hold cash longer

Hold cash longer

Take advantage of credit limits to settle business expenses with your credit card and pay it when bank statements arrive.

$0 to top up your account wallet

$0 to top up your account wallet

Reap Card does not require you to top up the account, no cash collateral is required to use the Card.

Protect your business from overspending and fraud

Protect your business from overspending and fraud

By setting up a per month limit and customising repayment date for the virtual cards— and never miss a payment or being overcharged for subscriptions anymore.

Use on all Visa network outlets

Use on all Visa network outlets

Reap Card is a credit card partnered with Visa, which can use anywhere that accepts Visa cards locally and internationally.

Farewell to expense claim

Farewell to expense claim

Manage team expenses without the need for petty cash or reimbursement, including allowing new employees to buy office appliances they prefer.

The above are sheerly the true and honest opinions of Reap as of publication date. Please be advised to evaluate product features on your own account.

See what people say about Reap Card

“ Reap has made this easy with cross-border payments, so that we can close deals in time. And the best thing is, all I need is a credit card. ”

Eric Fung

Founder of Flavour of Life

Get your Reap Card today!