Limited-time welcome offer · Ends 31 August

Get 5% back on your ad, software, and cloud spend.

Open a Reap business account and earn 5% cashback on qualifying card spend in your first 30 days, up to $200. Tracked automatically, nothing to sign up for.

Credited automatically No bank account needed
Live
VIRTUAL
•••• •••• •••• 4471
Ad & cloud spend
$10,000/mo
Cashback earnedFirst 30 days
$186.40/ $200
M
Meta Ads+$62.40
A
AWS+$74.10
F
Figma+$49.90
Businesses that run on Reap
How it works

Three steps to your cashback

1

Sign up

Onboard in as fast as 24 hours, fully online.

2

Spend

Use your Reap card for advertising, software, or cloud spend in your first 30 days.

3

Get credited

We track it automatically and credit 5% back the following month, up to $200.

Qualifying spend

The spend you’re already running

Advertising

Card payments to ad platforms such as Meta, Google Ads, and TikTok Ads.

Software & SaaS

Your software subscriptions and tools.

Cloud

Infrastructure such as AWS, Google Cloud, and Azure.

5% cashback on qualifying advertising, software, and cloud card spend, up to $200 per business. Whether spend qualifies is determined by the category recorded on each transaction. One reward per business. Each eligible business has 30 days to spend: businesses approved before the offer launched get 30 days from the launch date, and businesses approved during the offer get 30 days from their approval date. New approvals accepted through 31 August 2026. Cashback is credited to your account the following month. Refunded or disputed transactions do not count.

Terms apply →
Why Reap

The business account behind the offer

Reap is the all-in-one business account for modern companies. Cards, global payments, and expense management, all from one dashboard, with no traditional bank required.

Corporate cards

Corporate cards, issued in seconds

Unlimited virtual cards with custom spend limits, budgets, and merchant controls per team or project.

New cardPerformance
Card name
TikTok – Q3 Launch
Spend limit
$10,000.00
Create card
Global payments

Global payments, local rails

Pay in USD via SWIFT or settle locally through FPS, SEPA, and FAST across 220+ countries and territories, in 18+ currencies.

Balances3 currencies
$USD128,400.00
$USDC84,120.00
HKHKD992,300.00
Spend control

Spend control built in

Budgets, approval workflows, receipt capture, and accounting sync, so month-end takes hours, not days.

Spend by campaignLive
MMeta – Client A$4,120.50
GGoogle – Q3 Launch$2,860.00
TTikTok – Retargeting$1,540.00
No bank required

No bank account? No problem.

Fully online onboarding with flexible settlement options, in as fast as 24 hours.

AuthorizationsLive
MMeta AdsApproved
GGoogle AdsApproved
TTikTok AdsApproved
3D Secure verified
Security

Every payment screened in real time

2FA logins, 3D Secure, Visa Risk Manager, and Featurespace protect every transaction. Suspicious activity is flagged and blocked before it touches your account, and any card can be frozen instantly from the dashboard or mobile app.

Live authorizationReal-time
DEUnverified merchantExceeds card limit$9,800.00
Flagged & blockedCard frozen

Frequently asked questions

Businesses approved by Reap that haven’t yet activated their card. Each eligible business gets a 30-day spending window: from the offer launch date if you were approved before it, or from your own approval date if you’re approved during the offer. New approvals are accepted through 31 August 2026. One reward per business.

No. Qualifying spend is tracked automatically and cashback is credited to your account, nothing to sign up for.

Card spend on advertising, software, and cloud services. Whether spend qualifies is determined by the category recorded on each transaction, not the merchant name.

Cashback is calculated at the end of your 30-day window and credited to your account the first week of the following month, applied against your balance.

No. Refunded or disputed transactions don’t count toward cashback, and any refunds after payout are deducted from your next credit.

Most businesses are onboarded in as fast as 24 hours, fully online.

No. Reap is a complete business account. Issue cards, pay vendors, and manage expenses without one.

Your account keeps working exactly the same: cards, payments, and expense management with no onboarding or subscription fees.

30 days to earn it. Offer ends 31 August.

Terms apply.

Create account