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Collect credit card payments from customers — for free

Extend your cash flow for up to 2 months, and earn air miles or cashback on all your transactions.

Get Reap freeLearn about making payments
Visa logoMastercard logoAmex logo
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Take your business online with Reap

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Free account

Collecting payments is free – What you collect is what you get

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Fast collection

Payments are sent directly to your bank account within 3 business days

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Accessible worldwide

Customers can use their favourite credit cards – All major brands accepted

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Easy setup

No merchant account, no payment gateway – Just 2 minutes to set up

How Reap Collect works

Custom web portal for your business

Get a dedicated web dashboard for your company. Customize the payment links and invoices sent to customers with your own unique URL and business logo

Ease of payments for your customers

Customers can open the payment link and pay from anywhere, through a mobile or web browser. It’s as simple as entering their preferred credit card to make payments instantly

Track and manage payments collections

Get an overview of all your payment collections: status of payments, export or upload information, and get notifications in real time once payments are complete

Simple pricing


Domestic Visa / Mastercard

Visa logoMastercard logo
per transaction.
1.0% additional for international cards per transaction

American Express

Amex logo
per transaction

Reap Collect

per transaction.
* Additional flat rate of $2.35HKD per transaction

We support all major banks

HSBC logoStandard Chartered logoHang Seng Bank logoCiti Bank logoDBS logoICBC logoNCB logoOCBC Bank logoUOB logoBEA logoBOC logoBank of Communications logoChina Construction Bank logoChina Citic Bank International logoMaybank logo

Pay anyone, from anywhere

From Hong Kong and Singapore

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Hong Kong dollar

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Singapore dollar

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United States dollar

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British pound

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Canadian dollar

China - image

Chinese yuan

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Indonesian rupiah

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Japanese yen

South Korea

South Korean won

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Malaysian ringgit

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Thai baht

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Vietnamese dong

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Macanese pataca

What people say about Reap

“Reap is a quick and no fuss way to get additional liquidity via untapped credit card balance to grow your small business.”

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Rick Wong

Founder of RWN Solutions

“The ability to leverage the credit card for payments traditionally unable to process via credit card is helpful… Crucial benefit that any startup or SME can definitely take advantage of.”

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Charles Oh

Co-founder of Booqed

“I’ve used Reap for paying suppliers at my restaurant and rent. It has helped us manage our working capital more efficiently so we can focus on growth and save up a bigger cash buffer.”

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Jason Yeung

Co-founder of Strokes

Reap's rating score

4.5 / 5 on Google Reviews

Reap's client: Pizza Box - iamge
Reap's client: BOOQED - image
Reap's client: Fly for Miles
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Reap's client: Services Group - image

Get started with your first payment today

Start Collecting


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