First, after registering a Reap account, enter promo code: AEONREAP in "Reap for free" page to enjoy HK$0 handling fee on first HK$10,000 of transaction volume. Second, register for "AEON Spending Reward" on AEON mobile app to enjoy up to HK$2500 cash rebate.
Tell us which business you’d like to make a payment to, regardless of if they accept credit card payments or not
Take full advantage of your credit card benefits. We accept all AEON Visa, MasterCard, and UnionPay cards
We’ll send your payment to your recipient’s bank account within 3 business days
Use your credit card to earn points and cashback and manage your personal finance easier. Pay your rents, tuition fees, utilities. renovation fees, car purchase and other bills with credit cards, and extend your cashflow up to 58 days. Turn your cash expenses into credit card payments to earn air miles, cash rebates, points and rewards from every transactions. You can also save up some cash for emergency.
Earn air miles, cash back, or program points through your credit cards
Schedule recurring payments, track invoices, and reconcile information
Streamline your payments process in one, secure platform
“Reap is a quick and no fuss way to get additional liquidity via untapped credit card balance to grow your small business.”
Founder of RWN Solutions
“The ability to leverage the credit card for payments traditionally unable to process via credit card is helpful… Crucial benefit that any startup or SME can definitely take advantage of.”
Co-founder of Booqed
“I’ve used Reap for paying suppliers at my restaurant and rent. It has helped us manage our working capital more efficiently so we can focus on growth and save up a bigger cash buffer.”
Co-founder of Strokes
1. The Promotion Period is from 16 November 2020 to 17 January 2021 (both dates inclusive) ("Promotion Period").
2. Eligible AEON Credit Card includes the credit cards and co-brand credit cards issued by AEON Credit Service (Asia) Co., Ltd. (“AEON”) (“Eligible Card”).
3. The Offer is not applicable for AEON JCB Credit Card.
4. Cardmembers must register as REAP user to enjoy The Promotion.
5. During the Promotion Period, Eligible Card member can enjoy HK$0 handling fee on first HK$10,000 transaction amount in settling expenses via REAP payment platform by Eligible Card and enter designated Promo Code “AEONREAP” (“The Offer”).
6. The Offer is only applicable to first HK$10,000 transaction amount within the Promotion Period.
7. Cardmembers must settle the full payment with Eligible Card in order to enjoy The Offer.
8. Promo Code cannot be used in conjunction with other offers provided by Reap Technologies Limited ("REAP").
9. The Offer will be valid for 30 days after Promo Code redemption. Promo Code will not be available after expires, it cannot be extended or updated.
10. The Offer is applicable to REAP's new and existing users. Each user can enjoy The Offer once only.
11. Eligible Card account must be in normal status and in good standing in order to enjoy The Offer.
12. AEON has the right to forfeit the qualification of The Promotion in any of the following situations: a) Eligible Card account is delinquent; or b) Eligible Card account is terminated; or c) Eligible Card account has deceptive behaviour related to the transaction.
13. AEON is not the supplier of the products and/or services and shall not be responsible for the quality of the products and/or services provided by suppliers.
14. AEON and REAP reserve the right to amend The Promotion, Terms and Conditions without prior notice. In case of any dispute, the decision of AEON and REAP shall be final.
15. All the transactions made through REAP payment platform is bound by REAP’s Terms of Service. For enquiries, please contact REAP customer service hotline at 2103 6544.
16. If there is any inconsistency or conflict between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
Reap is a one-stop payment gateway, which aims to serve SMEs, online businesses, startups, and individual users. Simply provide us with the information of your recipients, and we will transfer the payment from your credit card to your recipients’ bank account within 3 working days.
Yes, our registration is free! Reap Pay helps you to pay your bills with your credit cards, and we will only charge 2.6% of your payment when you pay through us. Simply give us some basic information about your recipients, and they will receive your payment in their bank accounts within 3 working days.
You only need to set up your account and log into it, then click “Payments” and fill out the form. The payment will be transferred to your recipients within 3 business days.
Yes, our security is the same as what banks are using right now, which is an encryption technique called AES-256. Your information will not be stored at our servers or cloud. Our servers are situated in secure ISO27001 compliant data centers, and we run services from the AWS cloud to protect from all web-based attacks and abuse. Be assured when you are enjoying our service.
You can pay in Visa, MasterCard, UnionPay and all bank accounts all over the world (except for Iraq) are supported for receiving transfers from Reap. But note that there are some limitations on the nature of your payments, you can check your transactions here before paying with us.
Yes, you can. Adding an extra 0.3% handling fee you can transfer your payments to your recipient’s bank account in one business day.
Due to frequent changes in banks, we cannot guarantee the spending category here. We highly recommend you consider your Reap transactions as normal spending with basic rewards although some clients say that the banks classify Reap transactions as online spending.